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Buying a Home vs. Buying an Investment Property
Buying a Home vs. Buying an Investment Property Should you buy your own home or buy an investment property? That’s
Which Entity to Use When Investing
Which Entity to Use When Investing It’s important to consider the most appropriate entity to use when you’re investing. This
The Tax Benefits of Maximising Superannuation Contributions
The Tax Benefits of Maximising Superannuation Contributions Superannuation is a very tax-effective investment vehicle in Australia. Fund earnings are taxed
The Benefits and Risks of Leverage
The Benefits and Risks of Leverage Leverage involves borrowing money to invest. This investment strategy is known as gearing. There
Structuring Loans for Future Property Investments
Structuring Loans for Future Property Investments Many Australians invest in property to secure their financial future. Australian property values have
Investment property versus share portfolios
Investment property versus share portfolios Should you invest in a property or share portfolio? It’s an investment decision that many
Basic Factors to Consider Before Buying Life Insurance
Basic Factors to Consider Before Buying Life Insurance Buying life insurance is an important financial risk management strategy. Here are
Market Update: Decemeber 2019
SNAPSHOT RBA keeps cash rate steady Housing market rebound continues Priced to Perfection MARKET MOVEMENTS Opening Value at 6 November
10 Important Things to Consider Before Buying a Property
10 Important Things to Consider Before Buying a Property Buying a property is a big decision, no matter if it’s
Approach Life Insurance and Real Estate with the Same Lens
Approach Life Insurance and Real Estate with the Same Lens On the surface, life insurance and real estate appear to
3 Ways to Save Money this Week
3 Ways to Save Money this Week One of the biggest barriers to saving money is procrastination. In other words,
Market Update: November
SNAPSHOT RBA keeps cash rate steady Housing market rebound continues Priced to Perfection MARKET MOVEMENTS Opening Value at 3
Contributing to Super – Your Options
Contributing to Super – Your Options It’s important to contribute to super to build a nest egg for your retirement.
The Benefits of Diversification
The Benefits of Diversification There’s an old saying that “you shouldn’t put all your eggs in one basket”. It’s especially
Compounding Returns
Compounding Returns One of the most important investment concepts to understand is the power of compounding returns. It’s a concept
Should You Contribute Extra to Super?
Should You Contribute Extra to Super? Whether you should contribute more to super is an important question to consider. If
Market Update: October
Market Update: October Snapshot RBA cuts interest rates to record low Housing recovery gains traction Low rates and high volatility
10 Reasons Startups Need Accountants
10 Reasons Startups Need Accountants If you’re a budding entrepreneur, hiring the services of an accountant mightn’t be too high
Market Update: September
Market Update: September Snapshot RBA leave rates on hold for a second consecutive month Early signs of an improvement in
6 Reasons Startups Need Proper Internal Restructuring
6 Reasons Startups Need Proper Internal Restructuring Restructuring a startup involves modifying the financial and operational aspects of a fledgeling
Can Home Loan Interest be Deducted on Your Tax?
Can Home Loan Interest be Deducted on Your Tax? The interest you pay on your residential home loan usually isn’t
How Income Tax is Calculated
How Income Tax is Calculated Australia has a marginal income tax rate system for individuals. The system has five income
Why Small Business Owners Need an Accountant?
Why Small Business Owners Need an Accountant? If you’re starting or bootstrapping a small business on a tight budget, you’ve
Planting Money Seeds – Part 2
Planting Money Seeds – Part 2 The power of compounding Time is an important investment concept, thanks to the power
Planting Money Seeds – Part 1
Planting Money Seeds – Part 1 Investment guru Warren Buffett once said that ‘someone is sitting in the shade today
Personal Tax Tips
It’s tax time, which means it’s important to get yourself organised to maximise your tax deductions and tax offsets. First,
Get Rich Slowly
Get rich slowly is the mantra of Warren Buffett, one of the world’s smartest and wealthiest investors. He’s a firm
The Future of Customer Experience: Trends and Predictions for 2020
The Future of Customer Experience: Trends and Predictions for 2020 Conventional business models are undergoing a massive change. 2019 has
Is super the answer to housing affordability
In a bid to tackle the challenges of housing affordability, the Government passed two pieces of legislation following the Federal
Guroo Producer aligns learning to business outcomes
Guroo Producer is a fast growing Australian EdTech start-up transforming the way people learn at work and university by providing
The Foundation of Performance
ARE YOU INTERESTED IN MAXIMISING YOUR POTENTIAL TO PERFORM? If the answer is yes, do you realise how important sleep
Special Fixed Term Rates
Please be advised of our special Fixed Term Home Loan and Investment Property interest rates that apply to new loans
Is your Xero file ready for year-end?
We’ve listed a few key considerations to help you tidy and prepare your accounting information for year end: Is your Xero
Market Update: April 2018
Market Update: April 2018 Snapshot: The DOW ended at 24,103 in March down from 24,719 in December with a new
RBA Cash Rate Decision: April 2018
NO SURPRISES WITH HOLD AT 1.50% The Reserve Bank of Australia has elected to keep the cash rate steady at 1.50
Practical Tax Example: Airbnb
Much like Uber, Airbnb disrupted a fragmented and antiquated industry. There are now over 150 million users of the online
Interest-only vs Principal & Interest Loans
Home loans don’t need to be complex, but it’s important to understand your options when it comes to your repayments.
Market Update: January 2018
Market Update: January 2018 Snapshot: Strong trend of global growth with this forecasted to rise to 3.6% in 2017 and
Case study: Reducing the retirement savings gap with property in SMSF
The superannuation landscape and the rules that govern superannuation in Australia are constantly changing. These changes impact each member’s ability
RBA Cash Rate Decision: February 2018
CASH RATE ON HOLD AT 1.5% The Reserve Bank of Australia has once again decided to leave the official cash
The rise of SMSFs
WHAT IS AN SMSF A self-managed superannuation fund (SMSF) is a fund where the members are trustees of their own
Superannuation: Highlights of Changes Effective 1 July 2017
Significant changes to superannuation came into effect on the 1 July 2017. We have outlined the major changes below. CONCESSIONAL
Is your business protected? An introduction to Key Person Cover.
Running a business comes with its own set of complications that arise when something unexpected happens. Failing to prepare for
Tax considerations for Key Person cover
Income Tax Ruling IT 155 is the governing ATO ruling applicable to taxation aspects of Key Person cover. Purpose
The mechanics of Key Person cover
Setting up Key Person cover for your business Family businesses are the backbone of the Australian economy, representing about 70%
Practical Tax Example: Uber
A Roy Morgan study published in December 2017, found that nearly 3.7 million Australians travelled by Uber in the last
RBA Cash Rate Decision: December 2017
CASH RATES ON HOLD AT 1.50% The Reserve Bank of Australia has once again decided to leave the official cash
Market Update: October 2017
Snapshot: Economic data released during October has continued to provide optimism that the global economy is experiencing synchronised growth for
APRA tightens lending rules
The Australian Prudential Regulation Authority (APRA) initiated greater scrutiny over lending rules which restricted interest-only loans to 30% of new
