Life Insurance Advisers and Services
Life insurance is more than just cover for death and disability
It’s about keeping families in their homes and employees in their jobs.
Our Life Insurance Advisers conduct a full risk assessment of you and your family, your debt and income position, to recommend adequate levels of cover.
Types of Insurance:
- Death Cover
In the event of death or the diagnosis of a terminal illness, death cover provides a lump sum payment that your family can use to pay any mortgage and additional living expenses.
- Total and Permanent Disability (TPD) Cover
If a sickness or injury means you are unlikely to work again, TPD insurance can be structured to provide replacement income or a lump sum payment for home modifications and medical treatment.
- Trauma Cover
Trauma Cover provides a lump sum payment if you suffer a critical illness such as cancer, stroke or heart attack. Trauma cover can be used to reduce debts, fund medical treatment or make lifestyle changes such as reducing your working hours.
- Income Protection Cover
Working out the right amount of income protection cover to meet you and your family’s needs can be challenging. Your Qi Wealth adviser can help you structure the right amount for you and your family.
Click here for information relating to Business Insurance including Key Person Cover and Buy/Sell Cover.